{ "name": "Issafu Cover Premium Index", "title": "Cover Premium Index", "url": "https://issafu.com/datasets/cover-premium-index/", "csv": "https://issafu.com/datasets/cover-premium-index.csv", "markdown": "https://issafu.com/datasets/cover-premium-index/index.md", "computed_at": "2026-09-15", "license": "https://issafu.com/terms", "headline": "The median published figure in the Cover Premium Index is 30 USD across 25 sources' own pages in USD (range 9.99 to 200 USD; 30 sources publish a figure), read 15 September 2026.", "quotes": [ "The median published figure in the Cover Premium Index is 30 USD across 25 sources' own pages in USD (range 9.99 to 200 USD; 30 sources publish a figure), read 15 September 2026.", "30 of the 53 named sources read in full publish a figure; 22 publish none, read 15 September 2026." ], "citation": "\"Issafu Cover Premium Index\", updated 2026-09-15, https://issafu.com/datasets/cover-premium-index/.", "changed_since": null, "national": { "unit": "USD", "n": 25, "median": 30, "min": 9.99, "max": 200, "p25": 16.835, "p75": 59, "mean": 46.8896, "units": { "CAD": 1, "GBP": 4, "USD": 25 }, "published_sources": 30, "named_sources": 56, "read_sources": 53, "not_published": 22, "published_share": 0.566 }, "by_axis": {}, "rows": [ { "source": "insureon.com", "url": "https://www.insureon.com/personal-care-business-insurance/estheticians/cost", "figure": "$29 ", "value": 29, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Insurance premium: $29 per month", "source_class": "primary-provider-own-site", "text_sha256": "3102c24c520f2f5be32ae6e48f06cf739de826ccdadb628591e955bc9aec6a4a" }, { "source": "TechInsurance, photography and video insurance cost", "url": "https://www.techinsurance.com/photography-video-insurance/cost", "figure": "$29 ", "value": 29, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Premium: $29 per month", "source_class": "first-party-index", "text_sha256": "6eb1825cc4688144a61fbd26dff69b4e8f135586b7efb3c591cb55f0ab99d4d8" }, { "source": "Simply Business US, photographer insurance cost", "url": "https://www.simplybusiness.com/business-insurance/photographer-insurance/cost/", "figure": "$17 ", "value": 17, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Insurance Policy Median Monthly Cost Median Annual Cost General Liability $17 $200", "source_class": "first-party-index", "text_sha256": "5ff523a1d019cea00a16b94c66e6ae63e958ee3707f317d8607eca9100b34de5" }, { "source": "Simply Business US, electrician insurance cost", "url": "https://www.simplybusiness.com/business-insurance/electrician-insurance/cost/", "figure": "$37", "value": 37, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Median Cost: $37/month", "source_class": "first-party-index", "text_sha256": "33707c9309bae5de7b7b1ab687bf4a0b1822c156ef420b6a16e9077f43650bb1" }, { "source": "NEXT Insurance, photographer insurance cost", "url": "https://www.nextinsurance.com/business/photographer-insurance/cost/", "figure": "$16.67 ", "value": 16.67, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Photographer insurance can cost as little as $16.67 per month¹ but the exact price you’ll pay depends the work you do, where you work, how many employees you have and other factors.**", "source_class": "primary-provider-own-site", "text_sha256": "faa18f56589c775381d70bb5e79ecbaf8c6fc3237d3c88cbcb093bb1567e8013" }, { "source": "Insurance Canopy, esthetician insurance", "url": "https://www.insurancecanopy.com/beauty-professional-insurance/esthetician", "figure": "$10", "value": 10, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Monthly Policy: starting at $10/month", "source_class": "primary-provider-own-site", "text_sha256": "08914f445a0c87a9e04bcc6e47df94ce625a660c13cefb894171f32edb4f25bd" }, { "source": "ASCP, esthetician liability insurance", "url": "https://www.ascpskincare.com/liability-insurance-estheticians", "figure": "$23 ", "value": 23, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "$23 per month", "source_class": "primary-provider-own-site", "text_sha256": "0424ba53568d11f1cecef03e560c45ed4e2a2905063043430e6f50bd79d49d88" }, { "source": "NACAMS, hairstylist insurance", "url": "https://nacams.org/cosmetologists/hairstylist-insurance/", "figure": "$14.91", "value": 14.91, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "For just $14.91/month, get what you need in one easy checkout process.", "source_class": "primary-provider-own-site", "text_sha256": "1590d817878e4a74af868fd669b85198dcf85a90adbddd1884e1af62157e26b3" }, { "source": "BBI Insure Bodywork, massage therapy insurance", "url": "https://www.insurebodywork.com/massage-therapy-insurance", "figure": "$9.99", "value": 9.99, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Get Covered From $9.99/Month", "source_class": "primary-provider-own-site", "text_sha256": "e21f21df27c5f917c802647d020555974749479799a6c89c1c86e30e6413fcdc" }, { "source": "Full Frame Insurance, photography insurance", "url": "https://www.fullframeinsurance.com/photography-insurance", "figure": "$12 ", "value": 12, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "$12 / month", "source_class": "primary-provider-own-site", "text_sha256": "4c794a5d4108f02b7e129390ca1306e628f0952b1bd97209c3336b66d25208ba" }, { "source": "FLIP, liquor liability insurance cost", "url": "https://www.fliprogram.com/liquor-liability-insurance/cost", "figure": "$25 ", "value": 25, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Liquor Liability Annual: 365 days of coverage starting at $25 per month", "source_class": "primary-provider-own-site", "text_sha256": "bdd9cc4177b4ccb01adb98249c335831d88ec9a79f66e3eb866aa0f134fd7628" }, { "source": "The Hartford, product liability insurance cost", "url": "https://www.thehartford.com/general-liability-insurance/product-liability-insurance/cost", "figure": "$68 ", "value": 68, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Product liability insurance is often included as a part of your general liability policy, which costs our customers an average of $68 a month or $810 a year.** Keep in mind that your product liability insurance cost depends on a number of different factors, including your industry and the risk of customer lawsuits associated with your products or completed services.", "source_class": "primary-provider-own-site", "text_sha256": "eb035dda78afa9e46724ca550608987368d7c191a9694ed6596db060c99c3177" }, { "source": "Associated Hair Professionals, hairstylist liability insurance", "url": "https://www.associatedhairprofessionals.com/hairstylist-liability-insurance", "figure": "$17 ", "value": 17, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "For only $199 per year or $17 per month, you receive:", "source_class": "primary-provider-own-site", "text_sha256": "982794f4dea6c9771b99e59e830439b3477335b115645d0193e9021a18c3fe82" }, { "source": "Simply Business UK, professional indemnity insurance", "url": "https://www.simplybusiness.co.uk/business-insurance/professional-indemnity-insurance/", "figure": "£6.90 ", "value": 6.9, "unit": "GBP", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Professional indemnity insurance quotes from £6.90 per month", "source_class": "primary-provider-own-site", "text_sha256": "16ef9587b2577efa5349a7f9ffbe0a96e1e91677045bd90ecf8796d42c4ecd73" }, { "source": "Hiscox UK, how much does professional indemnity cost", "url": "https://www.hiscox.co.uk/business-insurance/professional-indemnity-insurance/faq/how-much-does-professional-indemnity-insurance-cost", "figure": "£8.00 ", "value": 8, "unit": "GBP", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Hiscox professional indemnity quotes start from £8.00 a month*, with some higher policies covering up to £10,000,000.", "source_class": "primary-provider-own-site", "text_sha256": "ee3cb8bbc9c945803257a1fddc4e87366bd2a664f5a84b65b5be7dd681fa7ba8" }, { "source": "Markel Direct UK, professional indemnity cost", "url": "https://www.markeluk.com/business-insurance/professional-indemnity-insurance/cost", "figure": "£8 ", "value": 8, "unit": "GBP", "axis": {}, "retrieved_at": "2026-09-12", "quote": "However, with Markel Direct you can get PI cover from £8 per month*.", "source_class": "primary-provider-own-site", "text_sha256": "5034268d661b361f97d504493170240e04a873be4e8b1d875bf22e363c3bbf09" }, { "source": "Insureon, massage therapist insurance cost", "url": "https://www.insureon.com/personal-care-business-insurance/massage-therapists/cost", "figure": "$30 ", "value": 30, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Insurance premium: $30 per month", "source_class": "first-party-index", "text_sha256": "e0e09604710d71aa11f4ea9a6da3926942eb0cc2595dc2ea4d7867c0870371d3" }, { "source": "TechInsurance, product liability cost", "url": "https://www.techinsurance.com/product-liability-insurance/cost", "figure": "$45 ", "value": 45, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "It's typically included in general liability insurance, which costs an average of $45 per month for TechInsurance's customers.", "source_class": "first-party-index", "text_sha256": "71774e5e8012f1bfcc80b4eb88196cf2f9b1fb130b957ebaeac51606992d9293" }, { "source": "NEXT Insurance, hair stylist insurance cost", "url": "https://www.nextinsurance.com/business/hair-stylist-insurance/cost/", "figure": "$16.67 ", "value": 16.67, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Hair stylist insurance can cost as little as $16.67 per month¹ but the exact price you’ll pay depends the work you do, where you work, how many employees you have and other factors.**", "source_class": "primary-provider-own-site", "text_sha256": "ab179ddf48b769be7ff67ed15ff34c3fe77c15ef2b6e28f72d3186bb3379286b" }, { "source": "Square One, Ontario tenant insurance", "url": "https://www.squareone.ca/tenant/ontario", "figure": "$15", "value": 15, "unit": "CAD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Ontario tenant insurance from $15/month", "source_class": "primary-provider-own-site", "text_sha256": "8641c1626aef93eaa109bd57ee2789ae302539b8be9f9a580c5fa5d9d26f8e36" }, { "source": "Insureon, hair salon insurance cost", "url": "https://www.insureon.com/personal-care-business-insurance/hair-salons/cost", "figure": "$35 ", "value": 35, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Insurance premium: $35 per month", "source_class": "first-party-index", "text_sha256": "80ff0ed7bf9b1708daed4c72a6a03b1abebe7f589f342d0fb2ded059f193dd28" }, { "source": "Insured Nomads, international health insurance cost", "url": "https://insurednomads.com/international-health-insurance-cost/", "figure": "$200.00 ", "value": 200, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "If you are doing the math here that means for less than $200.00 a month the average individual international health insurance plan from Insured Nomads provides you with comprehensive protection from unpredictable medical costs while you pursue your adventures outside of the USA.", "source_class": "primary-provider-own-site", "text_sha256": "a58d1837a2b59d26e23c0994d094f3743ea1ae6c24fe416bb582671617d3b1a5" }, { "source": "MoneySuperMarket, landlord insurance", "url": "https://www.moneysupermarket.com/landlord-insurance/", "figure": "£14.40", "value": 14.4, "unit": "GBP", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Quotes from £14.40[1]", "source_class": "secondary", "text_sha256": "99c1760ce2a840c203f177e3ded72a6a3587297ac404f99ff963c071575f1726" }, { "source": "TechInsurance, cyber liability cost", "url": "https://www.techinsurance.com/cyber-liability-insurance/cost", "figure": "$129 ", "value": 129, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "TechInsurance customers pay an average of $129 monthly for a cyber insurance policy.", "source_class": "first-party-index", "text_sha256": "239ddcd087b3defb4d4d039449120d91fe807e6c659f6ada1d9998a970092563" }, { "source": "NEXT Insurance, electrician insurance cost", "url": "https://www.nextinsurance.com/business/electrician-insurance/cost/", "figure": "$75 ", "value": 75, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Electrician insurance can cost as little as $75 per month¹ but the exact price you’ll pay depends the work you do, where you work, how many employees you have and other factors.**", "source_class": "primary-provider-own-site", "text_sha256": "e55b65e1ba5514eb0ced87de10ec254e45d7e109e852297ad14ad49de6eb8b34" }, { "source": "Insureon, electrician insurance cost", "url": "https://www.insureon.com/construction-contracting-business-insurance/electricians/cost", "figure": "$61 ", "value": 61, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Premium: $61 per month", "source_class": "first-party-index", "text_sha256": "ec46d3b68418a927426a7e01b286bfcec8d14215f3f579f75ba8b7022c9419aa" }, { "source": "TechInsurance, electrical contractor cost", "url": "https://www.techinsurance.com/construction-insurance/electrician/cost", "figure": "$57 ", "value": 57, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Premium: $57 per month", "source_class": "first-party-index", "text_sha256": "cec93cfd8c95e4f9033edbf7b35a3c8e9ee4848d737b5c3ec666990676da9df2" }, { "source": "Insureon, liquor liability cost", "url": "https://www.insureon.com/small-business-insurance/liquor-liability/cost", "figure": "$41 ", "value": 41, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Small businesses pay an average premium of $41 per month for liquor liability insurance.", "source_class": "first-party-index", "text_sha256": "08f5e6ec99ff5b93c58d9239e71cc3ce755e21037078da7397a17b634c84064d" }, { "source": "Insureon, product liability cost", "url": "https://www.insureon.com/small-business-insurance/product-liability/cost", "figure": "$45 ", "value": 45, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Small businesses pay an average of $45 per month, or about $538 annually, for general liability insurance.", "source_class": "first-party-index", "text_sha256": "0d9326a758b0a968f379fdd6796f24c2eb5f8f2a43f01c510c7c3b6710df5082" }, { "source": "Insureon, cyber liability cost", "url": "https://www.insureon.com/small-business-insurance/cyber-liability/cost", "figure": "$129 ", "value": 129, "unit": "USD", "axis": {}, "retrieved_at": "2026-09-12", "quote": "Insureon's small business customers pay an average of $129 monthly for a cyber insurance policy.", "source_class": "first-party-index", "text_sha256": "e0abfb9d7f8e9b239c6471e8dbaaa7f4e21742137d5adc5b54d081acd94d933a" } ], "not_published": [ { "source": "Tivly, photography insurance cost", "url": "https://tivly.com/photography-insurance-cost", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Elite Beauty Society, esthetician insurance cost", "url": "https://elitebeautysociety.com/esthetician-insurance-cost-guide/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Elite Beauty Society, hairstylist liability insurance", "url": "https://elitebeautysociety.com/hairstylist-liability-insurance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "NACAMS, esthetician insurance", "url": "https://nacams.org/estheticians/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "NACAMS, massage therapy insurance", "url": "https://nacams.org/massage-insurance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Beauty Insurance Plus, esthetician insurance", "url": "https://www.beautyinsuranceplus.com/estheticians/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Massage Liability Insurance Group, massage insurance", "url": "https://www.massageliabilityinsurancegroup.com/massage-insurance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Caravan Guard, touring caravan insurance", "url": "https://www.caravanguard.co.uk/touring-caravan-insurance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Comfort Insurance, campervan insurance", "url": "https://www.comfort-insurance.co.uk/campervan-insurance", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Lexham Insurance, campervan insurance", "url": "https://www.lexhaminsurance.co.uk/products/campervan-insurance/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Just Kampers Insurance, campervan and VW camper insurance", "url": "https://www.justkampersinsurance.com/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Howden, campervan insurance", "url": "https://www.howdeninsurance.co.uk/personal/leisure/caravan-motorhome/campervan-insurance/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "GoShorty, temporary van insurance", "url": "https://goshorty.co.uk/temporary-van-insurance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Performance Direct, temporary van insurance", "url": "https://www.performancedirect.co.uk/motor-insurance/van-insurance/temporary-van-insurance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Insure 4 a Day, temporary van insurance", "url": "https://www.insure4aday.co.uk/temporary-van-insurance", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Alan Boswell Group, UK landlord insurance statistics", "url": "https://www.alanboswell.com/resources/landlord-insurance-statistics/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Insuranceline, funeral insurance", "url": "https://www.insuranceline.com.au/funeral-insurance", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Suncorp, funeral insurance", "url": "https://www.suncorp.com.au/insurance/life/funeral.html", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Australian Seniors, funeral insurance cost", "url": "https://www.seniors.com.au/funeral-insurance/how-much-does-funeral-insurance-cost", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Square One, Toronto tenant insurance", "url": "https://www.squareone.ca/tenant/ontario/toronto", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "APRIL International, how much does international health insurance cost", "url": "https://www.april-international.com/en/long-term-international-health-insurance/guide/how-much-does-international-health-insurance-cost", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Finder AU, trauma insurance cost", "url": "https://www.finder.com.au/life-insurance/trauma-insurance/trauma-insurance-cost", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" } ], "sources": [ { "url": "https://www.insureon.com/personal-care-business-insurance/estheticians/cost", "label": "Insureon, esthetician insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/personal-care-business-insurance/massage-therapists/cost", "label": "Insureon, massage therapist insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/personal-care-business-insurance/hair-salons/cost", "label": "Insureon, hair salon insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/construction-contracting-business-insurance/electricians/cost", "label": "Insureon, electrician insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/small-business-insurance/liquor-liability/cost", "label": "Insureon, liquor liability cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/small-business-insurance/product-liability/cost", "label": "Insureon, product liability cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/small-business-insurance/cyber-liability/cost", "label": "Insureon, cyber liability cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.techinsurance.com/photography-video-insurance/cost", "label": "TechInsurance, photography and video insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.techinsurance.com/product-liability-insurance/cost", "label": "TechInsurance, product liability cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.techinsurance.com/cyber-liability-insurance/cost", "label": "TechInsurance, cyber liability cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.techinsurance.com/construction-insurance/electrician/cost", "label": "TechInsurance, electrical contractor cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.com/business-insurance/photographer-insurance/cost/", "label": "Simply Business US, photographer insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.com/business-insurance/electrician-insurance/cost/", "label": "Simply Business US, electrician insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://tivly.com/photography-insurance-cost", "label": "Tivly, photography insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.nextinsurance.com/business/photographer-insurance/cost/", "label": "NEXT Insurance, photographer insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.nextinsurance.com/business/hair-stylist-insurance/cost/", "label": "NEXT Insurance, hair stylist insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.nextinsurance.com/business/electrician-insurance/cost/", "label": "NEXT Insurance, electrician insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insurancecanopy.com/beauty-professional-insurance/esthetician", "label": "Insurance Canopy, esthetician insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ascpskincare.com/liability-insurance-estheticians", "label": "ASCP, esthetician liability insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://elitebeautysociety.com/esthetician-insurance-cost-guide/", "label": "Elite Beauty Society, esthetician insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://elitebeautysociety.com/hairstylist-liability-insurance/", "label": "Elite Beauty Society, hairstylist liability insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://nacams.org/estheticians/", "label": "NACAMS, esthetician insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://nacams.org/massage-insurance/", "label": "NACAMS, massage therapy insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://nacams.org/cosmetologists/hairstylist-insurance/", "label": "NACAMS, hairstylist insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.beautyinsuranceplus.com/estheticians/", "label": "Beauty Insurance Plus, esthetician insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.massageliabilityinsurancegroup.com/massage-insurance/", "label": "Massage Liability Insurance Group, massage insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insurebodywork.com/massage-therapy-insurance", "label": "BBI Insure Bodywork, massage therapy insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fullframeinsurance.com/photography-insurance", "label": "Full Frame Insurance, photography insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fliprogram.com/liquor-liability-insurance/cost", "label": "FLIP, liquor liability insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.thehartford.com/general-liability-insurance/product-liability-insurance/cost", "label": "The Hartford, product liability insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.associatedhairprofessionals.com/hairstylist-liability-insurance", "label": "Associated Hair Professionals, hairstylist liability insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.co.uk/business-insurance/professional-indemnity-insurance/", "label": "Simply Business UK, professional indemnity insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.hiscox.co.uk/business-insurance/professional-indemnity-insurance/faq/how-much-does-professional-indemnity-insurance-cost", "label": "Hiscox UK, how much does professional indemnity cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.markeluk.com/business-insurance/professional-indemnity-insurance/cost", "label": "Markel Direct UK, professional indemnity cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.caravanguard.co.uk/touring-caravan-insurance/", "label": "Caravan Guard, touring caravan insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.comfort-insurance.co.uk/campervan-insurance", "label": "Comfort Insurance, campervan insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.lexhaminsurance.co.uk/products/campervan-insurance/", "label": "Lexham Insurance, campervan insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.justkampersinsurance.com/", "label": "Just Kampers Insurance, campervan and VW camper insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.howdeninsurance.co.uk/personal/leisure/caravan-motorhome/campervan-insurance/", "label": "Howden, campervan insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://goshorty.co.uk/temporary-van-insurance/", "label": "GoShorty, temporary van insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.performancedirect.co.uk/motor-insurance/van-insurance/temporary-van-insurance/", "label": "Performance Direct, temporary van insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insure4aday.co.uk/temporary-van-insurance", "label": "Insure 4 a Day, temporary van insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.alanboswell.com/resources/landlord-insurance-statistics/", "label": "Alan Boswell Group, UK landlord insurance statistics", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insuranceline.com.au/funeral-insurance", "label": "Insuranceline, funeral insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.suncorp.com.au/insurance/life/funeral.html", "label": "Suncorp, funeral insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.seniors.com.au/funeral-insurance/how-much-does-funeral-insurance-cost", "label": "Australian Seniors, funeral insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.squareone.ca/tenant/ontario", "label": "Square One, Ontario tenant insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.squareone.ca/tenant/ontario/toronto", "label": "Square One, Toronto tenant insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.april-international.com/en/long-term-international-health-insurance/guide/how-much-does-international-health-insurance-cost", "label": "APRIL International, how much does international health insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://insurednomads.com/international-health-insurance-cost/", "label": "Insured Nomads, international health insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.axa.co.uk/business-insurance/professional-indemnity/", "label": "AXA UK, professional indemnity insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.adrianflux.co.uk/caravan-insurance/", "label": "Adrian Flux, caravan insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.moneysupermarket.com/landlord-insurance/", "label": "MoneySuperMarket, landlord insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.finder.com.au/life-insurance/trauma-insurance/trauma-insurance-cost", "label": "Finder AU, trauma insurance cost", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.insureon.com/personal-care-business-insurance/estheticians/cost", "label": "insureon.com", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://nipr.com/licensing/verify-existing-licenses", "label": "nipr.com", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through the estate's fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 30 of the 53 named sources that could be read published a usable figure; 22 published none and are recorded as not published, never filled in; 3 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in USD (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 423 candidate sentence(s) were refused by a reviewer with the reason recorded. Derivation as chartered: the median, minimum and maximum PUBLISHED price per cover, per trade and per market across every insurer, MGA and scheme that publishes one at all - and, beside it, the share that publishes nothing: on the 52 pages read for this charter the beauty and wellness schemes publish an annual rate to the pound ($149, $179, $199, $259) while the UK motor-leisure specialists mostly quote only, so the finding nobody publishes is WHICH markets have a shelf price and which hide behind a quote form. Then the spread within one cover (esthetician liability runs $96/yr to $259/yr across seven schemes), the gap between a scheme's flat rate and a broker's median for the same trade, the repriced-since the previous read, and the cheapest published price per trade per market.", "embed": "

30 USD

median published figure, Cover Premium Index, across 30 sources, read 15 September 2026

Source: Issafu Cover Premium Index
" }